Car Finance Options – Ridemarket.co.za
Need help financing your next vehicle? At Ridemarket, we help you connect with trusted finance providers to make your purchase smoother and more affordable.
What is Car Finance?
Car finance allows you to buy a vehicle by paying in monthly installments rather than upfront. It’s a loan agreement where a finance provider pays the seller on your behalf, and you repay the provider over time.
How Car Finance Works
- Choose a Vehicle
Browse vehicles on ridemarket.co.za that suit your budget and needs. - Apply for Finance
Once you find a vehicle, you can apply for finance through our recommended partners or directly with your bank or dealership. - Get Approved
The finance provider will assess your credit profile, affordability, and the vehicle’s value before offering terms. - Sign the Agreement
If approved, you’ll sign a loan agreement outlining your monthly payment, interest rate, and repayment term. - Drive Away
The finance provider pays the seller, and you take delivery of the vehicle.
Who Can Apply?
You may qualify for car finance if you:
- Are 18 years or older
- Are a South African citizen or permanent resident
- Have a valid SA ID and driver’s license
- Are employed or earn a stable income
- Can afford the monthly repayments
Documents Typically Required
- South African ID
- Driver’s license
- 3 months’ bank statements
- Recent payslips or proof of income
- Proof of address
Finance Through Dealers
Some dealerships listing on Ridemarket may offer in-house finance through bank partners such as:
- WesBank
- ABSA Vehicle Finance
- MFC (Nedbank)
- Standard Bank Vehicle and Asset Finance
- Capitec (via dealerships)
When viewing a listing, look out for the “Finance Available” badge or contact the seller directly to enquire.
Finance Partner Opportunities
Are you a finance broker, bank, or dealership offering vehicle finance? Partner with Ridemarket to receive pre-qualified buyer leads.
📧 Email info@ridemarket.co.za to get started.
💬 Questions?
Need help understanding your finance options?
Contact us at info@ridemarket.co.za or +27 87 821 6141 — we’ll point you in the right direction.